[2026 Stellar] Add a claimable-balance lifecycle workspace

[Nanle-code]

Objective

List, inspect, create, and claim balances with predicate explanations.

Target area

claimable balance components and Horizon helpers

Acceptance criteria

• The objective is implemented with clear handling for invalid input, unsupported environments, and failure paths.
• Automated tests cover the primary flow, at least one boundary case, and at least one failure case.
• User-facing documentation or developer guidance is updated, including compatibility, security, or migration notes where applicable.

Source: .github/roadmap-issues-2026-07-29.json.