diff --git a/tool/mcptool/mcp.go b/tool/mcptool/mcp.go
index 6e57b5b9..28ebd695 100644
--- a/tool/mcptool/mcp.go
+++ b/tool/mcptool/mcp.go
@@ -11,6 +11,7 @@ import (
 	"encoding/json"
 	"fmt"
 	"strings"
+	"unicode/utf8"
 
 	"github.com/microsoft/agent-framework-go/message"
 	"github.com/microsoft/agent-framework-go/tool"
@@ -349,6 +350,24 @@ func agentContentToMCPContent(contentValue message.Content) mcp.Content {
 				return &mcp.ImageContent{Data: data, MIMEType: c.MediaType}
 			case "audio":
 				return &mcp.AudioContent{Data: data, MIMEType: c.MediaType}
+			case "text":
+				// Text resources carry their payload in Text, not Blob. The reverse
+				// mapping (mcpContentToAgentContent) already reads Resource.Text for
+				// text; emitting Blob here would make text unreadable to MCP clients.
+				// Non-UTF-8 payloads cannot survive JSON transport as Text (invalid
+				// sequences are replaced), so fall back to Blob for those.
+				if utf8.Valid(data) {
+					return &mcp.EmbeddedResource{Resource: &mcp.ResourceContents{
+						URI:      c.Name,
+						MIMEType: c.MediaType,
+						Text:     string(data),
+					}}
+				}
+				return &mcp.EmbeddedResource{Resource: &mcp.ResourceContents{
+					URI:      c.Name,
+					MIMEType: c.MediaType,
+					Blob:     data,
+				}}
 			default:
 				return &mcp.EmbeddedResource{Resource: &mcp.ResourceContents{
 					URI:      c.Name,
diff --git a/tool/mcptool/mcp_test.go b/tool/mcptool/mcp_test.go
index c06203b1..28738253 100644
--- a/tool/mcptool/mcp_test.go
+++ b/tool/mcptool/mcp_test.go
@@ -706,6 +706,35 @@ func TestAddToolReturnsDataAndMultipleContentResults(t *testing.T) {
 	})
 }
 
+// A text-typed DataContent whose bytes are not valid UTF-8 must fall back to a
+// binary Blob resource; putting invalid UTF-8 in Text corrupts it on transport.
+func TestAddToolReturnsInvalidUTF8TextAsBlob(t *testing.T) {
+	result := callAddedTool(t, stubFuncTool{
+		name:         "bad-utf8-result",
+		description:  "returns text media type with non-UTF-8 bytes",
+		schema:       map[string]any{"type": "object"},
+		returnSchema: map[string]any{"type": "object"},
+		call: func(context.Context, string) (any, error) {
+			// "//4=" is base64 for {0xff, 0xfe}, which is not valid UTF-8.
+			return &message.DataContent{Name: "note.txt", Data: "//4=", MediaType: "text/plain"}, nil
+		},
+	})
+
+	if len(result.Content) != 1 {
+		t.Fatalf("expected one content item, got %d", len(result.Content))
+	}
+	embedded, ok := result.Content[0].(*mcp.EmbeddedResource)
+	if !ok {
+		t.Fatalf("content is %T, want *mcp.EmbeddedResource", result.Content[0])
+	}
+	if embedded.Resource.Text != "" {
+		t.Errorf("Resource.Text = %q, want empty (non-UTF-8 must not be placed in Text)", embedded.Resource.Text)
+	}
+	if len(embedded.Resource.Blob) == 0 {
+		t.Error("Resource.Blob is empty, want the raw non-UTF-8 bytes")
+	}
+}
+
 func TestAddToolReturnsBinaryDataAsEmbeddedResource(t *testing.T) {
 	result := callAddedTool(t, stubFuncTool{
 		name:         "binary-result",
@@ -732,6 +761,35 @@ func TestAddToolReturnsBinaryDataAsEmbeddedResource(t *testing.T) {
 	}
 }
 
+// A text DataContent must be surfaced as an MCP text resource (Resource.Text),
+// not a binary Blob; the reverse mapping reads Resource.Text for text resources.
+func TestAddToolReturnsTextDataAsTextResource(t *testing.T) {
+	result := callAddedTool(t, stubFuncTool{
+		name:         "text-result",
+		description:  "returns text content",
+		schema:       map[string]any{"type": "object"},
+		returnSchema: map[string]any{"type": "object"},
+		call: func(context.Context, string) (any, error) {
+			// "hello" base64-encoded, with a text media type.
+			return &message.DataContent{Name: "note.txt", Data: "aGVsbG8=", MediaType: "text/plain"}, nil
+		},
+	})
+
+	if len(result.Content) != 1 {
+		t.Fatalf("expected one content item, got %d", len(result.Content))
+	}
+	embedded, ok := result.Content[0].(*mcp.EmbeddedResource)
+	if !ok {
+		t.Fatalf("content is %T, want *mcp.EmbeddedResource", result.Content[0])
+	}
+	if embedded.Resource.Text != "hello" {
+		t.Errorf("resource Text = %q, want %q", embedded.Resource.Text, "hello")
+	}
+	if len(embedded.Resource.Blob) != 0 {
+		t.Errorf("text resource must not use Blob, got %#v", embedded.Resource.Blob)
+	}
+}
+
 func TestCallReturnsEmptyAndStructuredOnlyMCPResults(t *testing.T) {
 	t.Run("empty", func(t *testing.T) {
 		result := callMCPResult(t, &mcp.CallToolResult{})