feat: batch operations, plan templates, notification preferences, payment fallback chains#819

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Smartdevs17:mainfrom

distributed-nerd:feat/batch-templates-notifications-payment-methods

Commits on Jul 26, 2026

feat(batch): add batch analytics, per-operation config, and rollback
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feat(templates): add plan template library with tiers, versioning, sharing
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feat(notifications): add per-channel preferences, history and analytics
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feat(payments): add fallback chains, expiry alerts and payment analytics
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fix(ci): repair pre-existing lint, type and format failures
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fix(image-cache): make LRU eviction independent of clock resolution
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